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How Credit-Savvy are You?

Posted by on May 21, 2012 in 2012 Spring Issue | 0 comments

1. Which life event(s) can affect your credit report? a.  Marriage or divorce b.  Death of spouse c.  Buying a home or car d.  Loss of employment e. All of the above Answer: e 2.  In general terms, your credit score is a combination of: a.  Payment history b.  Outstanding debt c.  Length of time you’ve had credit history d.  Number of inquiries e.  Type of credit you currently have f.  All of the above Answer: f 3.  Which component of a credit score carries the most weight? a.  Payment history b.  Outstanding debt c. ...

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ID Theft by Someone You Know

Posted by on Jan 26, 2012 in 2012 Spring Issue | 0 comments

Cases of identity theft are on the rise, according to a report released last month by the Financial Crimes Enforcement  Network (FinCEN). And this may come as a surprise: FinCEN also found that majority of identity theft incidents reported by U.S. financial institutions in 2009 didn’t relate to phishing attacks and spoofed website pages – they were instead linked to a victim’s family members or coworkers. According to the FinCEN report identity theft perpetrated by family, friends and business partners ranked No. 1 among SARs filed by...

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Make a New Year’s Resolution

Posted by on Jan 25, 2012 in 2012 Winter Issue | 0 comments

If you’re still working on your New Year’s resolutions, don’t forget to think about your money. The New Year is a great time to assess your finances, gain control and stick to a new budget or savings plan. Taking control of your personal finances allows you to save and prepare for unexpected expenses. Here are some tips to help you get started: Get organized. Start 2012 by organizing your financial records and creating a plan to keep your bills and financial statements organized throughout the year. Consider treating...

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A New View: Get Images

Posted by on Jan 25, 2012 in 2012 Winter Issue | 0 comments

Get images with your eStatements now – and we’ll give you $10 for signing up!* It’s a great way to get organized in 2012. If the ability to see your checks and deposits with images stopped you from receiving eStatements in the past … we’ve got something new for you – eStatements with Images! Sign up today and get $10* deposited into your checking account.* eStatements with Images eStatements are electronic bank statements available to you NOW with IMAGES. See the same paper copies of checks and deposits with your...

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5 Ways to Save in 2012

Posted by on Jan 25, 2012 in 2012 Winter Issue | 0 comments

2012 is a new beginning! Take time to put some new ideas to work in your financial life. A few small changes can bring you more financial success. Here are some of our favorite money-saving moves: Put yourself on an allowance for one month. Keep close track of everything (write it all down!) you spend on discretionary items (food, clothes, entertainment, everything that’s negotiable) for a month. Then, on month #2, challenge yourself to come in 20% lower in each category. This is more fun if you have a buddy to do it with, so include...

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