Super Powers for Managing Your Business Finances
With all that you have to do as a business owner, it may seem like you need superpowers to get everything done. While we are only a bank, we offer electronic banking tools that save you time and money while ensuring your finances are as streamlined as possible.
About eCorp Banking
eCorp Banking takes nearly any financial function you might need and packages it for you in one place!
In addition to standard capabilities like checking account balances, reviewing your transaction history and transferring funds between your Iowa State Bank accounts, you also will gain the power to:
- Forecast your cash flow
- View loan maturity, payment and interest information
- Originate ACH payments – great for payables and direct deposit of payroll for your employees
- Initiate wire transfers and stop payment requests
- Control employee access and roles – assign users to payments, ACH files and transfers while limiting access (and therefore mitigating risk) on your own without having to call us!
- And much more!
Call or stop by any Iowa State Bank office to get enrolled today!
ISB eDeposit (Remote Deposit Capture)
Stop wasting your valuable time leaving your business to deposit checks in person! With ISB eDeposit, you can remotely deposit your business checks right from your office.
Simply scan your checks and securely upload them to us for deposit. You’ll get a confirmation after each deposit to notify you that we’ve received your deposit.
- Great for businesses with large deposits and small cash needs!
- Time Saver! Increase employee productivity; No driving to-and-from the Bank to make deposits!
- Maximize cash flow — it’s possible to use funds the same day they are deposited and deposits can be made after traditional banking hours!
- Deposits made before 6:00 p.m. are credited on that business day
- Check amounts are automatically read by the computer
- Sort exceptions and make corrections with just one click
- View history of deposits made over the last 90 days!
- Deposit returned items without a trip to the bank
- Automated reporting on each deposit made! Export to a spreadsheet or create a PDF file.
Call or stop by any Iowa State Bank office to learn more or get started today!
ACH Origination
Business customers can create electronic payments and/or deposits online through eCorp.
Wire Transfers
Need to move money fast? We enable our customers to make wire transfers.
Positive Pay
Match checks presented for payment with an issued check file. Catch duplicate checks, altered check amounts and detect fraudulently-created checks. Business customers receive an email message informing them of exception items for review. The payment or non-payment of items is decided by the business customer.