Farewell Letter from Tom Larson

Posted by on Feb 9, 2015 in 2015 Winter | 0 comments

Most of you know that Iowa State Bank is entering a time of change with my retirement date set for early April. I began serving others as CEO just short of thirteen years ago starting on July 1, 2002. There are many, many people I want to thank for their contribution to the level of success we’ve had. Some of those key to our success are: The shareholders and their commitment to their investment and to our communities. The directors for their unwavering support and their willingness to challenge management. The staff for their commitment to...

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Retirement Savings: Tips for Those Getting a Late Start

Posted by on Feb 9, 2015 in 2015 Winter | 0 comments

Life happens. And, as a result, if your retirement savings are far less than you hoped, don’t panic. It’s not too late to make solid progress toward your long-term financial plans. Here are 8 strategies for catching up on your retirement savings: 1. Put a plan together and act on it. If you already have a plan, adjust it to fit your current circumstances and move forward. 2. Create a monthly budget with spending limits, stick to it, and look for places to trim extra expenses. 3. Pay yourself first. Consider automatically transferring a...

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Home Improvements: Get More Bang for Your Buck

Posted by on Feb 9, 2015 in 2015 Winter | 0 comments

If making home improvements is on your list of accomplishments this year, good for you. If done right, improving your home can build equity, increase buyer appeal, and make it a more comfortable place for you and your loved ones. However, unless you’re one of the lucky ones – and money isn’t an issue for you – you’ll need to budget and prepare in order to make the most of your home improvements. Prepare First, it’s important to address any necessary mechanical and structural repairs and updates that affect the long-term health of...

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Reward Yourself with eStatements!

Posted by on Jun 16, 2014 in 2014 Summer | 0 comments

Sign up now and we’ll deposit $10 in your account! If you haven’t taken the time to sign up for electronic statements, we’re offering a reward for checking account customers who sign up to receive electronic statements now through July 1, 2014.  eStatements are safe, secure, environmentally friendly and can now be delivered with check images. Sign up today and get $10 deposited into your checking account.* It’s easy: Log into Online Banking Choose “Options” from the upper right-hand corner Scroll down to “Electronic Document...

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Tips Every Homebuyer Should Know

Posted by on Jun 16, 2014 in 2014 Summer | 0 comments

With housing prices and mortgage interest rates still low, spring is a great time to explore buying a home.  “Buying a home is the single largest investment that most people will make in their lifetime,” said Jan Frideres, Vice President – Mortgage Banking. “It is important to take an honest look at your budget to make sure you are fully prepared to buy a home.” Today, there are more obstacles to getting a mortgage, including higher credit score standards and closer reviews of applications. Preparation is key to navigating...

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Spring Clean Your Finances in Seven Easy Steps

Posted by on Jun 16, 2014 in 2014 Summer | 0 comments

The time to spring clean has arrived and, while many may be focused on organizing closets or scrubbing floors, Iowa State Bank encourages consumers to clean up their finances as well.  “Spring is a great time to take a hard look at your finances and identify ways to manage them more efficiently,” said President Tom Van Overbeke. “By getting your financial house in order, you can set the stage for a stronger, more successful future.” Iowa State Bank offers the following tips to help our customers cut back on financial clutter this...

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