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ID Theft: Protect Yourself!

Posted by on Nov 7, 2012 in 2012 Fall Issue | 0 comments

Identity theft is on the rise.  And at Iowa State Bank, it’s our job to help protect you – and your identity. That’s why we invite you to take a moment to learn how you can help protect yourself with our newest service – Identity Theft Resolution Service. Choice Checking customers already enjoy this service at no additional cost, and anyone can add it for a low monthly fee. If You’re A Victim, Benefits Include: $10,000 in ID theft expense reimbursement (lost wages, travel expense, lawyer initial consultation fee, child care...

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New! Mobile Banking Has Arrived

Posted by on Nov 7, 2012 in 2012 Fall Issue | 0 comments

It’s here! Mobile Banking has arrived for our Online Banking customers. Simply log in to Online Banking to enroll today. Not banking online? No problem. Apply at www.BankISB.com to be eligible to enroll in Mobile Banking! Can’t find Mobile Banking within Online Banking? See the “Options” link. Try Any or All Ways to Use Mobile Banking* – Text, Mobile Browser or App: • Text Banking Features - Get balances - View history - Find ATM and Branch locations and phone numbers • Mobile Browser and App Features - View account balances and...

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5 Tips to Make You Love Your Home

Posted by on May 21, 2012 in 2012 Spring Issue | 0 comments

When it comes to making home improvements, there are many considerations. The largest is figuring out how to prioritize your projects, and determining how you can add long-term value to your home. So if you’re in the market for a remodel, here are a few tips to help you get started… First, take some time to consider your objective. Are you upgrading to make your current home your “dream” home, or are you making necessary improvements and enhancements to make it more attractive for a potential buyer down the road? Either way, you will...

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Simple Ways to Save — Everyday!

Posted by on May 21, 2012 in 2012 Spring Issue | 0 comments

Some of the things you purchase every day could really be costing you. So now’s the time to look more closely at those small expenses to see how they’re adding up, and to see how you could save big! The simplest way to find savings opportunities is to calculate how much the item is actually costing you. For example: Item Cost per day Cost per month Cost per year Fast Food $5.00 $150.00 $1,800.00 Magazines $3.00 $90.00 $1,080.00 Vending/Snacks $2.50 $75.00 $900.00 Pop $1.75 $52.50 $630.00 Lottery...

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How Credit-Savvy are You?

Posted by on May 21, 2012 in 2012 Spring Issue | 0 comments

1. Which life event(s) can affect your credit report? a.  Marriage or divorce b.  Death of spouse c.  Buying a home or car d.  Loss of employment e. All of the above Answer: e 2.  In general terms, your credit score is a combination of: a.  Payment history b.  Outstanding debt c.  Length of time you’ve had credit history d.  Number of inquiries e.  Type of credit you currently have f.  All of the above Answer: f 3.  Which component of a credit score carries the most weight? a.  Payment history b.  Outstanding debt c. ...

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ID Theft by Someone You Know

Posted by on Jan 26, 2012 in 2012 Spring Issue | 0 comments

Cases of identity theft are on the rise, according to a report released last month by the Financial Crimes Enforcement  Network (FinCEN). And this may come as a surprise: FinCEN also found that majority of identity theft incidents reported by U.S. financial institutions in 2009 didn’t relate to phishing attacks and spoofed website pages – they were instead linked to a victim’s family members or coworkers. According to the FinCEN report identity theft perpetrated by family, friends and business partners ranked No. 1 among SARs filed by...

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