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Make a New Year’s Resolution

Posted by on Jan 25, 2012 in 2012 Winter Issue | 0 comments

If you’re still working on your New Year’s resolutions, don’t forget to think about your money. The New Year is a great time to assess your finances, gain control and stick to a new budget or savings plan. Taking control of your personal finances allows you to save and prepare for unexpected expenses. Here are some tips to help you get started: Get organized. Start 2012 by organizing your financial records and creating a plan to keep your bills and financial statements organized throughout the year. Consider treating...

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A New View: Get Images

Posted by on Jan 25, 2012 in 2012 Winter Issue | 0 comments

Get images with your eStatements now – and we’ll give you $10 for signing up!* It’s a great way to get organized in 2012. If the ability to see your checks and deposits with images stopped you from receiving eStatements in the past … we’ve got something new for you – eStatements with Images! Sign up today and get $10* deposited into your checking account.* eStatements with Images eStatements are electronic bank statements available to you NOW with IMAGES. See the same paper copies of checks and deposits with your...

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5 Ways to Save in 2012

Posted by on Jan 25, 2012 in 2012 Winter Issue | 0 comments

2012 is a new beginning! Take time to put some new ideas to work in your financial life. A few small changes can bring you more financial success. Here are some of our favorite money-saving moves: Put yourself on an allowance for one month. Keep close track of everything (write it all down!) you spend on discretionary items (food, clothes, entertainment, everything that’s negotiable) for a month. Then, on month #2, challenge yourself to come in 20% lower in each category. This is more fun if you have a buddy to do it with, so include...

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Announcements

Posted by on Oct 13, 2011 in 2011 Fall Issue | 0 comments

Saturday, October 1 : Algona Band Day Parade See ISB’s Pink Ribbon Crusaders! Thursday, October 6 : 7th Annual Shop for a Cure Shop 15 direct sales vendors and our ISB bake sale while supporting the Relay for Life! Friday, December 2 : Christmas Open House – Algona Join us for the Chamber of Commerce Weekly Business Coffee and...

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Fall Into 5 Financial Tips for Success

Posted by on Oct 13, 2011 in 2011 Fall Issue | 0 comments

Summer is coming to an end. Now that the hottest days, family vacations and back-to-school rush are behind us, it’s a great time to give some attention to your personal finances. Prepare for the coming months – and the holidays on the horizon – with these end-of-summer tips: Pay quarterly estimated taxes. If you’re self-employed or you have extra income you haven’t reported on your W-2, now’s the time to make sure you’re paying both state and federal quarterly estimated income taxes so you don’t get...

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Managing Cash Flow for Small Businesses

Posted by on Oct 13, 2011 in 2011 Fall Issue | 0 comments

Managing Cash Flow forSmall Businesses From Matt Chizek, Assistant Vice President I recently joined Iowa State Bank as the newest member of the lending team. As an Emmetsburg native and Iowa State University graduate, I’m happy to be part of such a progressive community bank as Iowa State Bank. My wife, Rhiannon, and our two children are thrilled to be back in north-central Iowa, surrounded by family, farms and friends. As I work with commercial and ag customers, I ran across these tips that I thought might be helpful to you. As...

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