Certificates of Deposit

Certificates of deposit can begin with as little as $100. Contact us for a variety of terms, or choose from some of our unique CD offers:

American Dreams CD
Big dreams can start small. Save for what you want – or something you really need. It’s easy:

  • Open for just $100
  • Make additions of $50 any time during the term
    (You can even arrange for additions from your checking account)
  • Earn more for your money – pays a better rate than traditional savings accounts

Junior Saver CD
Children 18 and under and students still in college are eligible to open this certificate with a minimum deposit of $500.

Plus CD
Add to your CD and earn interest along the way!

  • Minimum balance requirement of $1,000
  • Make additions of $250 or more at any time
  • Quarterly withdrawals are available during the first ten days of every quarter.

Rate Climber Option
Available exclusively for certificates with a 24 month term, our Rate Climber Option allows you to increase the interest rate paid to your certificate one time during the term.

  • What if rates increase? Boost your certificate with the higher interest rate once during the term.
  • What if rates decrease? Your rate will remain at the original interest rate until the certificate matures.