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Rate Climber Option

What if the interest rates increase sometime during the life of my certificate? Our Rate Climber Option allows you to increase the interest rate paid to your certificate one time during the term. It’s the best of both worlds! Should rates increase, you may elect to boost your certificate with the higher interest rate once during the term. If rates should decrease, your rate will remain at the original interest rate until the certificate matures. This option is available exclusively for certificates with a 24 month term.