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The Reward for Your Hard Work
You work hard. Now is the time for your bank account to work even harder for you.
Smart Banking Eligibility
To be eligible for Smart Banking, you must have a combined total of $15,000 in deposits with Iowa State Bank through your checking, savings and certificate of deposit accounts.
Benefits
- Earn interest on your checking account with no minimum balance requirement. (If your total deposit relationship falls below $15,000, a fee applies.)
- FREE Iowa State Bank personalized checks or 20% discount on other check designs
- FREE Debit Card
- No fee for Check Images, OR we’ll keep your checks, if you prefer!
- Earn a Bonus rate on NEW Certificates of Deposit & Exclusive Special Rate CDs!
- Free Stop Payments
- Free overdraft protection transfer from another ISB account
- Trust and Retirement Planning services from ISB Trust Department
*Some restrictions apply to avoid fees. See bank for details.