• Home
  • Personal
    • eBanking
    • Checking
      • Smart Banking
    • Savings
      • Health Savings Accounts
      • Kids Klub
      • IntraFi Money Market
    • Loans
    • Certificates of Deposit
      • IntraFi CD
    • Debit Cards
      • Mobile Wallet
      • Debit Card Controls
    • Credit Cards
    • Identity Theft Resolution Service
    • Order More Checks
  • Business & Ag
    • Business Loans
    • Ag Loans
    • Checking
    • Savings
    • eCorp Banking
    • Business Debit Cards
    • Merchant Card Processing
  • Trust
    • Retirement Accounts
    • Trust & Estate Planning
    • Farm Management
  • Contact Us
  • Blog
  • About Us
    • Our History
    • Statement of Condition
  • Cybersecurity
    • Prevent Identity Theft
    • Identity Theft Resolution Service
    • eBanking Security
    • Protecting Your Credit
    • Online Fraud
    • Disclosures
      • BankISB Privacy Policy
    • Welcome
    • Privacy Statement
  • Secure File Transfer
  • Search
Skip to Content
Menu
Iowa State Bank
Hours & Locations About Us CybersecuritySearch
facebook icon Follow us on Facebook! linkedin icon Follow us on LinkedIn!
  • Personal
    • eBanking
    • Checking
      • Smart Banking
    • Savings
      • Health Savings Accounts
      • Kids Klub
      • IntraFi Money Market
    • Loans
    • Certificates of Deposit
      • IntraFi CD
    • Debit Cards
      • Mobile Wallet
      • Debit Card Controls
    • Credit Cards
    • Identity Theft Resolution Service
    • Order More Checks
  • Business & Ag
    • Business Loans
    • Ag Loans
    • Checking
    • Savings
    • eCorp Banking
    • Business Debit Cards
    • Merchant Card Processing
  • Trust
    • Retirement Accounts
    • Trust & Estate Planning
    • Farm Management
  • Contact Us
  • Blog
  • Forgot Your Password?
  • New User Apply Here
  • Federal Reserve Bank Holidays
  • Lost or Damaged Token
  • Federal Reserve Bank Holidays
eBankingEbanking
Features
Close
Home Personal Checking Smart Banking

Smart Banking

  • Text Size:
  • A
  • A
  • A
  • Back to Top

The Reward for Your Hard Work

You work hard. Now is the time for your bank account to work even harder for you.

Smart Banking Eligibility

To be eligible for Smart Banking, you must have a combined total of $15,000 in deposits with Iowa State Bank through your checking, savings and certificate of deposit accounts.

Benefits

  • Earn interest on your checking account with no minimum balance requirement. (If your total deposit relationship falls below $15,000, a fee applies.)
  • FREE Iowa State Bank personalized checks or 20% discount on other check designs
  • FREE Debit Card 
  • No fee for Check Images, OR we’ll keep your checks, if you prefer!
  • Earn a Bonus rate on NEW Certificates of Deposit & Exclusive Special Rate CDs!
  • Free Stop Payments
  • Free overdraft protection transfer from another ISB account
  • Trust and Retirement Planning services from ISB Trust Department

*Some restrictions apply to avoid fees. See bank for details.

Personal

  • eBanking
  • Checking
    • Smart Banking
  • Savings
    • Health Savings Accounts
    • Kids Klub
    • IntraFi Money Market
  • Loans
  • Certificates of Deposit
    • IntraFi CD
  • Debit Cards
    • Mobile Wallet
    • Debit Card Controls
  • Credit Cards
  • Identity Theft Resolution Service
  • Order More Checks

Business

  • Business Loans
  • Ag Loans
  • Checking
  • Savings
  • eCorp Banking
  • Business Debit Cards
  • Merchant Card Processing

Trust

  • Retirement Accounts
  • Trust & Estate Planning
  • Farm Management

Contact Us

Algona
PH: (515) 295-3595

State St. Office TEMPORARILY CLOSED 6/23/22
PH: 515.295.3595

Corwith
PH: (515) 583-2390

Ruthven
PH: (712) 837-5215

Wesley
PH: (515) 679-4533

  • Lost/Stolen Debit Card: 800-472-3272
  • Office: 515-295-3595
  • Routing#: 073920939
  • Secure File Transfer
  • eNews Sign-up

© 2022 Iowa State Bank. All rights reserved. Privacy Statement | Disclosures | Terms of Use | USA Patriot Act
Web Accessibility Guidelines | Sitemap

Financial web solutions by VGM Forbin

Equal Housing Lender FDIC
Back to Top