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Smart Banking


The Reward for Your Hard Work
You work hard. Now is the time for your bank account to work even harder for you. With a total of $15,000 in deposits with Iowa State Bank you receive the benefits of Smart Banking. Deposits may be in a combination of checking, savings or certificate of deposit accounts.

  • Smart BankingEarn interest on your checking account with no minimum balance requirement
  • FREE Iowa State Bank personalized checks
    or 20% discount on other check designs
  • FREE EZ Check Card (including our photo debit card!)
  • No fee for Check Images
    Or, we’ll keep your checks, if you prefer!
  • Earn a Bonus rate on NEW Certificates of Deposit & Exclusive Special Rate CDs!
  • Free Stop Payments
  • Free overdraft protection from another ISB account
  • Trust and Retirement Planning Services from ISB Trust Department

*Some restrictions apply to avoid fees. See bank for details.