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Savings

Whether it’s your first piggy bank, or a larger nest egg, start your savings habit with one of our accounts:

Regular Savings Account
Start saving money that might be needed later, or start saving to accumulate enough to invest at a higher rate of interest.

Select Savings
If liquidity and a high rate of interest are what you’re looking for, step up to our Select Savings Account.

  • Minimum balance of $5,000
  • Earn additional interest at $25,000 and $50,000

Money Market Select Savings
Customers with a primary checking account with us are eligible for this account featuring a variable rate of interest at a slightly higher rate and the ability to write three checks per month.

Kool Kat Kids Klub
Learn to save at an early age. For kids ages 3 – 12:

  • A free gift just for signing up!
  • Keep track of your money on special savings cards
  • Enjoy rewards for deposits
  • Exclusive invitations to special events!
  • Kool Kat Birthday Card on your child’s birthday

Junior Savings Account

  • For kids through age 23
  • No service charge or minimum balance requirement until the child reaches age 23
  • Statements can be combined with the parent’s checking account
  • We’ll add $1.00 to the account on the child’s birthday every year through age 12!
  • Other savings opportunities for kids:

Club Accounts: Christmas & Vacation
Save a specific amount weekly, monthly or on a time period you select for holiday or vacation expenses.

Earn interest until either the vacation or holiday season when you can access your money from another Iowa State Bank account.

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