What Is Identity Theft & How Does It Occur?
Identity theft occurs when someone impersonates another individual by using personal information (such as birth date, Social Security number, name, address, and bank account information) to commit fraud or other crimes without your permission. It can happen to anyone.
Taking Action: How Do I Protect Myself?
Stolen Wallet or Purse? Take these Steps to Protect Yourself and Your Identity:
Cancel all credit & debit cards immediately. Keep records with account numbers where you can find them easily. Cancel lost or stolen ATM or Debit Cards at 800.383.8000.
File a police report immediately in the jurisdiction where it was stolen.
Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security Number (SSN). Make these calls right away – criminals are fast. You need to be faster. Call now and stop thieves in their tracks:
|Mailing Address and Contact Info:||Toll-Free/Fax:|
|Shazam (ATM/Debit Card)||800-383-8000|
Write: PO Box 740250
Atlanta, GA 50574-0250
Write: PO Box 1017
Allen, TX 75103-1017
|Trans Union (Fraud)
Write: PO Box 6790
Fullerton, CA 92634-6790
|Social Security Administration
|Federal Trade Commission (FTC) Consumer Response Center
FTC600 Pennsylvania Avenue NW
Washington D.C. 20580
(877-438-4338) or 877-FTC-HELP (877-382-4357)TDD
|Other Resources:||OnGuard Online
FTC – Privacy Info
You may obtain a free credit report annually from the three credit bureaus at www.annualcreditreport.com or call 877-322-8228 or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.