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What are you thinking about?

I’ve heard a lot of bad things about credit cards. Is it true that most college students rack up huge credit card balances, often leading them to financial ruin?
Iowa State Bank at 8:50 a.m.
That’s not necessarily true. Used wisely, credit cards can be an important resource to students – especially in cases of emergency. They are also one of the first steps to establishing a good credit record that will be vital for the future.

Credit Cards


Using credit responsibly is vital to your financial well-being. Using a credit card wisely is one way to build a credit history, so make it a good one!

New federal laws may require your parent or guardian to supply a personal guaranty. See one of our customer service representatives for more information.

Our credit card is offered through UMB Bank, n.a., Kansas City, Missouri.

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