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What are you thinking about?

What can I do to protect myself from overdraft fees in case I write a check for an amount greater than what I have in my account?
Iowa State Bank at 2:15 p.m.
Everyone makes a mistake now and then, so in order to avoid overdraft fees, you might arrange for an automatic transfer to your checking account from your savings account at Iowa State Bank.
Iowa State Bank at 4:30 p.m.
We also have an overdraft protection service that you can apply for if you’re over the age of 18. This service allows you to avoid returned checks and overdraft fees. Ask how you can apply

Free Convenience Checking


Getting started with your first checking account should be easy. Keeping track of your money shouldn’t cost a fee, either, right? That’s why our FREE Convenience Checking is the right choice for your first checking account. Simple. Basic. Free.

  • No monthly maintenance fee
    (Some banks may charge you a fee each month just to have an account with them.)
  • Unlimited debit card/check writing privileges.
  • No ATM surcharge at Iowa State Bank ATMs or those that display the Privileged Status symbol
  • Electronic Statements (also known as eStatements)
    Instead of a paper statement in the snail mail, these account statements are delivered through our secure Online Banking at www.BankISB.com.

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