Certificates of Deposit

Certificates of deposit can begin with as little as $100. Contact us for a variety of terms, or choose from some of our unique CD offers:

American Dreams CD
Big dreams can start small. Save for what you want – or something you really need. It’s easy:

• Open for just $100
• Make additions of $50 any time during the term
  (You can even arrange for additions from your checking account)
• Earn more for your money – pays a better rate than traditional savings accounts

Junior Saver CD
Children under age 23 are eligible to open this certificate with a minimum deposit of $500.

Plus CD
Add to your CD and earn interest along the way!

• Minimum balance requirement of $1,000
• Make additions of $250 or more at any time
• Quarterly withdrawals are available during the first ten days of every quarter.

Rate Climber Option
Available exclusively for certificates with a 24 month term, our Rate Climber Option allows you to increase the interest rate paid to your certificate one time during the term.

• What if rates increase?
  Boost your certificate with the higher interest rate once during the term.
• What if rates decrease?
  Your rate will remain at the original interest rate until the certificate matures.