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Pay with a Swipe!
Access your money to make purchases without carrying cash or your checkbook. We offer a credit card and customizable debit cards. Learn about the benefits of our debit card:
- Guide to Benefits -- Effective July 1, 2019 for our debit MasterCard ® users
Debit & ATM Cards
Make purchases and get cash with our Debit Card! Utilizing EMV chip technology, our debit cards are a great way to make secure purchases in person and online. All purchases made with your debit card are shown in Online Banking -, so it's easy to track your spending!
We also offer ATM cards for those who wish to withdraw cash from an ATM or make point-of-sale purchases from their checking account.
Use ATMs worldwide, or find a Privileged Status ATM to avoid potential ATM surcharge fees.
Picture This! Debit Cards
Personalize your debit card! The Picture This! Debit Card allows you to add a photo to your debit card to remind you of the people, places or things you love the most. You can also choose from our gallery of images. Each Picture This! Debit Card has a one-time fee.
Click or Tap here if your card begins with 5429
This personalized photo debit card is courtesy of SHAZAM ® myPic Studio™.
School Loyalty Debit Cards
You have spirit, yes, you do! Show your school spirit with our School Loyalty debit card to showcase your local high school:
- Algona High School Bulldogs
- Bishop Garrigan Golden Bears
- GTRA Titans
We™ll even make a donation to the school™s booster club when you choose your School Loyalty debit card!
Click or Tap here if your card begins with 5429
This personalized photo debit card is courtesy of SHAZAM ® myPic Studio™.
Fraud Questions?
If you make a transaction that is inconsistent with your account activity, you may receive a text message alert from 72718 or an automated phone call from 855-219-5399 from our card processor, Shazam. If you have questions about a potentially-fraudulent transaction, contact the Shazam Fraud Department at 855-219-5399. You may consider downloading the Shazam Bolt$ app to your mobile device to block and unblock your debit card at your convenience.
Shazam Bolts
Shazam Bolt$ is a mobile app that allows cardholders to receive 24/7 fraudulent activity alerts, block their card, and find surcharge-free ATMs wherever they are at no charge!
With reliable fraud protection, Shazam Bolt$ keeps you in the know and your card protected from potentially fraudulent charges. This mobile early-warning system sends enrolled cardholders:
- Up to the minute alerts you define on:
- Transaction Amounts
- Purchases over the phone, through email, or online
- Notice of suspicious or high risk transactions
- Find surcharge-free ATMs
If you're enrolled, you have the ability to block your debit card, making it unable to be used until it is unblocked by you. You can do all this through the app and at your discretion in seconds.
Iowa State Bank still has the ability to block your card to protect you from fraud. You will be notified if this occurs. In this situation, only Iowa State Bank can unblock your card.
Download the app today from the Apple App Store or Google Play and put the power to protect yourself from fraud back in your hands!
Gift Cards
We can also help with your gift giving needs with a Visa ® Gift Card. These gift cards can be loaded with $10 to $1,000 dollars, and are suitable for any occasion.
Effective 8/9/2012: Gift cards are only valid for transactions in the USA.
NOTE: Visa Gift Cards are NOT FDIC Insured. You must register your Card in order for the funds on your Card to be FDIC insured. You may register your Card by going to www.myprepaidbalance.com.
Visa gift card is issued by MetaBank ®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.