School is back in session, and that means it's time for a quick lesson in money management for students and families. Whether you're buying textbooks, paying tuition, or managing everyday expenses, the right digital banking tools can help keep your finances organized and secure throughout the school year.
Mobile Wallet
Leave your wallet at home and pay with your smartphone or smart device. Simply add your Iowa State Bank debit card to your mobile wallet to make secure purchases at contactless terminals and participating online retailers.

An added benefit of Mobile Wallet is access to your digital debit card. If your card is lost while traveling or you discover fraudulent activity during a vacation, don't panic. We can electronically reissue your debit card, allowing you to continue making purchases through your mobile wallet while you wait for your physical card to arrive.
Mobile Banking
For both parents and students, mobile banking provides a convenient way to manage school-related expenses. Easily transfer money for textbooks, school supplies, clothing, technology purchases, and more.

You can also use the Bill Pay feature to manage tuition payments and other expenses from one secure location.
Online Bill Pay
Simplify your finances by paying all your bills through Online Bill Pay, available within online and mobile banking. Receive e-bills from participating vendors and manage payments in one central location. Best of all, there's no need to remember multiple usernames and passwords across different websites.

Create recurring payments for expenses you incur regularly – such as daycare or dance lessons.
External Transfers
We understand that many people have accounts at more than one financial institution. With External Transfers, you can easily move money to and from your Iowa State Bank accounts and accounts held elsewhere, all from within online or mobile banking.
Digital Card Management
Take control of your debit card with powerful card management tools. Turn your card on or off with the swipe of a finger, monitor spending activity, and adjust card settings to help protect against fraud.

You can even disable transactions from countries where you don't plan to make purchases. Parents can also use card controls to help manage student spending and limit certain types of purchases.