Consumer Tips

Spring is just around the corner, and high school seniors everywhere are buzzing with plans for life after graduation. If college is part of your path, now is the perfect time — whether you’re early or a little late — to start mapping...

Age 50 is a major milestone. Not only does it mean you've lived for half a century, but it also comes with some key advantages that can ensure you are saving enough for retirement. Now is the time to maximize your savings to ensure you can do what...

Consumer Tips, Saving Money

As the calendar flips to a fresh year, it's the perfect time to introduce new habits—especially ones that teach your kids valuable life skills. If your children are starting to show interest in earning their own money, consider using this opportunity...

piggy bank, Saving Money

With the start of the new year, now is the time to give your finances a make-over with these tips: Refresh your budget -- Take a good look at your budget and decide what needs to be updated. Examine all debts and expenses, as well as amounts you want...

Saving Money

If you're looking to the new year as a time to build better credit habits, consider these tips, courtesy of the Independent Community Bankers of America. Open a checking account and keep track of your balance to help establish a credit history. Use...

The holiday season is a busy time for everyone—including fraudsters. While you're shopping for gifts and enjoying the festivities, it's important to stay alert. Scammers don’t take time off, and the rush of holiday spending can make...

Beware of scams, Fraud detection, prevent fraud, Safety, Security

When it comes to holiday spending, make the most of Santa’s wish list this Christmas: Plan ahead to avoid impulse purchases that may result in overspending or excessive gifts. Know the spending game. Research prices and upcoming sales events,...

With the end of 2025 drawing near, it’s a great time to look back at spending patterns and habits, review savings and investments, make a plan for paying off debt, and set financial goals for the upcoming year. By taking a few simple steps at the...

This holiday season, Iowa State Bank and the Independent Community Bankers of America (ICBA) are urging consumers to keep their spending local by shopping with community-owned businesses this holiday season. Supporting local businesses can make a big...

Iowa State Bank urges consumers to use extra caution online this holiday season. Scammers take advantage of unique opportunities during the holiday season to defraud consumers.  These involve phishing emails, charity scams, delivery scams and travel...

Beware of scams, Fraud detection, prevent fraud, protect identity, Safety