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Consumer Tips

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Fight Check and Mail Fraud

Check and mail fraud are on the rise. Criminals often steal checks from mailboxes, alter them, and attempt to cash them. To protect yourself, avoid leaving mail in your mailbox overnight or for long periods of time. If you’re traveling, pause your...

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Home Ownership Fundamentals

June is American Housing Month, a great reminder that preparation and knowledge can help first-time homebuyers feel confident when entering the housing market. According to the National Association of Realtors (NAR), homeownership continues to be one...

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Help Your Graduate Get a Grip on Money

The graduation cards are opened. The checks are cashed. Your student’s bank account balance is looking pretty good… for now. You’ve had the “money talk” with your soon‑to‑be college student, but let’s be honest—when...

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Algona High School, Bishop Garrigan High School, College, R/A Schools, Saving Money, Undergraduate

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What Ice Cream Can Teach Us About Check Fraud

There’s something magical about ice cream: simple ingredients, endless flavor possibilities, and the joy of a perfect scoop on a warm day. But just like your favorite frozen treat, not everything is as sweet as it seems—especially when it...

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Beware of scams, Consumer Tips, Fraud detection, identity theft, online banking, Our Products, prevent fraud, Security

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How AI is Fueling a New Wave of Scams Targeting Older Adults

Scammers know how powerful and realistic artificial intelligence (AI) has become – and they’re using it to their advantage. Everyone is susceptible to fraud, but older adults have become a popular target. It is estimated that seniors in the...

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Beware of scams, Fraud detection, prevent fraud, Safety, Security

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Simple Ways to Build Wealth

April is Financial Literacy Month, and building wealth over time requires simple habits, not complicated strategies. According to Annuity.org, 25% percent of U.S. adults say they don’t have anyone to ask for trusted financial advice. Below are some...

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Saving Money

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Stay Financially Steady

With inflation continuing to challenge family budgets across the Midwest, Iowa State Bank encourages customers to stay informed and take practical steps to manage rising costs. Since January 2020, consumer prices in the Midwest have increased 26.1%, creating...

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Beware of Scams
Don't Be Fooled by Scams

Wednesday, April 1, 2026, may be April Fool’s Day, but when it comes to scams, now is the time to strengthen online habits and stay alert concerning digital scams. Fraud activity continues to climb nationwide. According to the Federal Trade Commission...

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Beware of scams, Consumer Tips, Fraud detection, identity theft, Safety, Security

Spring into savings with 4 tips
Spring Into Savings

As the days grow longer and the weather begins to warm, spring is a great time to refresh more than just your home—it’s also a great time to tidy up your finances. Whether you’re looking to trim everyday expenses or build a bit more...

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Tax fraud prevention tips
Protect Yourself from Tax Fraud

As tax season approaches, Iowa State Bank reminds consumers to be vigilant about protecting their personal information and refunds from fraud. Tax-related identity theft and scams are on the rise, and criminals are becoming increasingly sophisticated...

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Beware of scams, Consumer Tips, Fraud detection, tax fraud