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Plan Now for a Budget-Friendly Holiday Season
November 1, 2022
Categories: Business Tips, Consumer Tips, Credit, Debit Card, General, Saving Money
Shopping for the holidays can be a stressful experience, but it doesn’t have to be. Planning ahead can help make sure that you don’t overextend yourself when shopping for loved ones.
As you start making your shopping lists this holiday season, consider these five steps to help keep your budget in check.
5 Budget Tips for the Holidays
Make lists. Write down the names of everyone you wish to buy a gift for this holiday season... Read More -
Financial Tips for College Students
August 15, 2022
Categories: Community, Consumer Tips, General, Saving Money, Schools
Managing money in college can be difficult. Here are some tips to make it easier.
College students might struggle with their finances, but this can potentially be the perfect time for young adults to learn financial responsibility. Here are five tips students can use to improve their personal finances while away at school:
Find a side hustle — To offset some college costs, students can get part-time jobs to create a stream of income.... Read More -
Five Financial Tips for Vacation Planning
May 20, 2022
Categories: Community, Consumer Tips, General, Saving Money
Spring is finally here and summer is just around the corner, making this an ideal time to start thinking about summer vacation plans. Finding a vacation you can afford as well as enjoy can be tricky but, with a little planning, it's possible to not break your budget on your summer holiday.
Use these five tips to make your vacation affordable and relaxing:
Set a budget. With anything related to finances, budgeting is critical. Do some research online to... Read More -
Start Good Financial Habits in the New Year
January 3, 2022
Categories: Consumer Tips, General, Saving Money
The New Year is full of resolutions. Chances are, one of those resolutions involves your financial life. Take a moment to make these financial priorities a habit in 2022:
Review your budget for ways to reduce unnecessary spending. Even small changes over time add up. Create a fund for immediate obligations. Create an emergency fund for unexpected expenses – such as home or auto maintenance and medical bills. Pay... Read More -
After the Thank You Notes are Sent: A Married Couple’s Guide to Money
March 31, 2021
Categories: Consumer Tips, General, Saving Money
Weddings can be expensive, but how do you handle your money once you’ve tied the knot? Although each couple’s financial priorities differ, plan your financial future by answering some basic questions:
What are your financial priorities?
Housing, children and retirement plans impact your financial life. What are your priorities for saving and investing? Do you have charities that are important to you? What are your long-term goals?Read More -
Savings Tip: Commit to a Small-Purchase Match
November 17, 2020
Categories: Consumer Tips, General, Saving Money
Building your savings doesn't have to be difficult, but it does take commitment -- and a plan. There are many tools you can incorporate into your plan, but sometimes growing your savings requires a little out-of-the-box thinking. One such method is the small-purchase match.
A small-purchase match involves calculating the amount you spend on certain small purchases and depositing that amount into your savings. The idea is that every small amount adds up over time, and if you get in... Read More
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More Results for Kids Contest
February 18, 2020
Categories: General, Kool Kat Kids, Saving Money
When kids were asked what they would save their money for in 2020, the answers were creative and generous. Over 50 entries were received in the recent contest hosted by the Iowa State Bank Kool Kat Kids Klub. Each banking office chose a winner in each of three age categories. Winners received a twenty-five dollar gift card.
In Algona, the winners are:
Ages 3 – 6 = Jenna Venteicher, age... Read More -
Money Smart Kids Essay Contest Ends March 13
February 18, 2020
Categories: General, Saving Money, Schools
Statewide financial literacy essay contests open to students in grades six to 12
Iowa State Bank is proud to participate in Money Smart Week April 4-11, 2020, and encourages area students to enter the Money Smart Kid and Money Smart Teen Essay Contests, sponsored by the Iowa Bankers Association in partnership with the Federal Reserve Bank of Chicago.
Eligible junior high school students (in grades six to eight) can enter the Money Smart... Read More
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Ruthven Winners Announced in Kool Kat Contest
February 18, 2020
Categories: General, Kool Kat Kids, Saving Money
When kids were asked what they would save their money for in 2020, the answers were creative and generous, and the number of entries were plentiful in the recent contest hosted by the Iowa State Bank Kool Kat Kids Klub. Each banking office chose a winner in each of three age categories. Winners received a twenty-five dollar gift card.
In Ruthven, the winners are:
· ... Read More
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Start Your 2020 Holiday Saving...Now
January 2, 2020
Categories: Consumer Tips, General
Now that the holidays are over, you can breathe a sigh of relief that you’ve survived another year and completed all of your holiday shopping. While you would be justified in doing so, there is something you can do to reduce the burden of next year’s holiday spending right now.
It's common that many people don’t think about their holiday budgets until the holidays are a month or two away. This can create financial stress during a time when you want to be focused... Read More
