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Start Good Financial Habits in the New Year
January 3, 2022
Categories: Consumer Tips, General, Saving Money
The New Year is full of resolutions. Chances are, one of those resolutions involves your financial life. Take a moment to make these financial priorities a habit in 2022:
Review your budget for ways to reduce unnecessary spending. Even small changes over time add up. Create a fund for immediate obligations. Create an emergency fund for unexpected expenses – such as home or auto maintenance and medical bills. Pay... Read More -
After the Thank You Notes are Sent: A Married Couple’s Guide to Money
March 31, 2021
Categories: Consumer Tips, General, Saving Money
Weddings can be expensive, but how do you handle your money once you’ve tied the knot? Although each couple’s financial priorities differ, plan your financial future by answering some basic questions:
What are your financial priorities?
Housing, children and retirement plans impact your financial life. What are your priorities for saving and investing? Do you have charities that are important to you? What are your long-term goals?Read More -
Savings Tip: Commit to a Small-Purchase Match
November 17, 2020
Categories: Consumer Tips, General, Saving Money
Building your savings doesn't have to be difficult, but it does take commitment -- and a plan. There are many tools you can incorporate into your plan, but sometimes growing your savings requires a little out-of-the-box thinking. One such method is the small-purchase match.
A small-purchase match involves calculating the amount you spend on certain small purchases and depositing that amount into your savings. The idea is that every small amount adds up over time, and if you get in... Read More
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More Results for Kids Contest
February 18, 2020
Categories: General, Kool Kat Kids, Saving Money
When kids were asked what they would save their money for in 2020, the answers were creative and generous. Over 50 entries were received in the recent contest hosted by the Iowa State Bank Kool Kat Kids Klub. Each banking office chose a winner in each of three age categories. Winners received a twenty-five dollar gift card.
In Algona, the winners are:
Ages 3 – 6 = Jenna Venteicher, age... Read More -
Money Smart Kids Essay Contest Ends March 13
February 18, 2020
Categories: General, Saving Money, Schools
Statewide financial literacy essay contests open to students in grades six to 12
Iowa State Bank is proud to participate in Money Smart Week April 4-11, 2020, and encourages area students to enter the Money Smart Kid and Money Smart Teen Essay Contests, sponsored by the Iowa Bankers Association in partnership with the Federal Reserve Bank of Chicago.
Eligible junior high school students (in grades six to eight) can enter the Money Smart... Read More
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Ruthven Winners Announced in Kool Kat Contest
February 18, 2020
Categories: General, Kool Kat Kids, Saving Money
When kids were asked what they would save their money for in 2020, the answers were creative and generous, and the number of entries were plentiful in the recent contest hosted by the Iowa State Bank Kool Kat Kids Klub. Each banking office chose a winner in each of three age categories. Winners received a twenty-five dollar gift card.
In Ruthven, the winners are:
· ... Read More
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Start Your 2020 Holiday Saving...Now
January 2, 2020
Categories: Consumer Tips, General
Now that the holidays are over, you can breathe a sigh of relief that you’ve survived another year and completed all of your holiday shopping. While you would be justified in doing so, there is something you can do to reduce the burden of next year’s holiday spending right now.
It's common that many people don’t think about their holiday budgets until the holidays are a month or two away. This can create financial stress during a time when you want to be focused... Read More
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Area Kids Dream About a Million Dollars
September 26, 2019
Categories: General, Kool Kat Kids
When kids were asked to dream big about what they would do with a million dollars, the answers were creative and generous, and the number of entries were plentiful in the recent contest hosted by the Kool Kat Kids Klub of Iowa State Bank. Each banking office in Algona, Corwith and Wesley chose a winner ine ach of three age categories. Winners received a twenty-five dollar gift card.
In Algona, the winners are:
Ages 3 – 6 = Braxton Hager – Six year-old... Read More -
Kids in Ruthven Dream About a Million Dollars
September 26, 2019
Categories: General, Kool Kat Kids
When kids were asked to dream big about what they would do with a million dollars, the answers were creative and generous, and the number of entries were plentiful in the recent contest hosted by the Iowa State Bank Kool Kat Kids Klub. Each banking office chose a winner in each of three age categories in the contest. Winners received a twenty-five dollar gift card.
In Ruthven, the winners are:
Ages 3 - 6 = Averia Haack
Averie, age 6, created a colorful... Read More -
Make Back-to-School Shopping a Lesson in Money Management
July 26, 2019
Categories: Consumer Tips, General, Kool Kat Kids, Schools
Parents who are looking to teach their kids the basics of money management can use back-to-school shopping as the first lesson of the school year. Use these tips to make your shopping trip easier on the wallet:
Make a list and separate it into wants and needs. Use the list to know what you need to buy, and also add the extras your child wants at the bottom. Discuss the list and estimate costs using online resources and various sales flyers. Shop at home first. If your child wants... Read More
