Saving Money

As the days grow longer and the weather begins to warm, spring is a great time to refresh more than just your home—it’s also a great time to tidy up your finances. Whether you’re looking to trim everyday expenses or build a bit more...

Iowa State Bank and the Federal Home Loan Bank of Des Moines (FHLB Des Moines) have joined forces to offer Mortgage Rate Relief, a housing affordability initiative designed to support income-qualified homebuyers by reducing mortgage interest rates up...

FHLB Des Moines

Spring is just around the corner, and high school seniors everywhere are buzzing with plans for life after graduation. If college is part of your path, now is the perfect time — whether you’re early or a little late — to start mapping...

Age 50 is a major milestone. Not only does it mean you've lived for half a century, but it also comes with some key advantages that can ensure you are saving enough for retirement. Now is the time to maximize your savings to ensure you can do what...

Consumer Tips, Saving Money

As the calendar flips to a fresh year, it's the perfect time to introduce new habits—especially ones that teach your kids valuable life skills. If your children are starting to show interest in earning their own money, consider using this opportunity...

piggy bank, Saving Money

With the start of the new year, now is the time to give your finances a make-over with these tips: Refresh your budget -- Take a good look at your budget and decide what needs to be updated. Examine all debts and expenses, as well as amounts you want...

Saving Money

If you're looking to the new year as a time to build better credit habits, consider these tips, courtesy of the Independent Community Bankers of America. Open a checking account and keep track of your balance to help establish a credit history. Use...

When it comes to holiday spending, make the most of Santa’s wish list this Christmas: Plan ahead to avoid impulse purchases that may result in overspending or excessive gifts. Know the spending game. Research prices and upcoming sales events,...

With the end of 2025 drawing near, it’s a great time to look back at spending patterns and habits, review savings and investments, make a plan for paying off debt, and set financial goals for the upcoming year. By taking a few simple steps at the...

As high school seniors and college students apply for scholarships and financial aid, scammers are ready to take advantage of the opportunity to steal sensitive information in the process.    Fall is the prime time for scholarship applications...

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