Saving Money

Back to school means the start of a lot of learning. Take time now to help your student learn an important financial lesson by choosing the right bank account.

For teens, a part-time job can be a rite of passage. It introduces them to the working world and gives them their first practical experience as an employee, along with their first steady stream of income. That means it’s also time to open a bank account if they don’t already have one.

Choosing where... Read More

Managing money in college can be difficult. Here are some tips to make it easier.

College students might struggle with their finances, but this can potentially be the perfect time for young adults to learn financial responsibility. Here are five tips students can use to improve their personal finances while away at school:

It’s important to have the right tools to succeed in school, and that is why Iowa State Bank is sponsoring a School Supply Drive for the 2022-2023 school year to benefit the Ruthven-Ayrshire Schools. The drive will give children necessary school supplies to start the school year off on the right foot.  Iowa State Bank asks for your help in making this donation drive as successful as possible.

Bring new, unopened school supplies or cash donations for the Ruthven-Ayrshire Schools... Read More

Spring is finally here and summer is just around the corner, making this an ideal time to start thinking about summer vacation plans. Finding a vacation you can afford as well as enjoy can be tricky but, with a little planning, it's possible to not break your budget on your summer holiday.

Use these five tips to make your vacation affordable and relaxing:

Applying for a mortgage can be complicated and sometimes tedious, but a little preparation can go a long way, particularly for first-time homebuyers. With a few simple steps, homebuyers can make the process a little easier for both themselves and their lender.

"A mortgage isn't something any consumer should immediately jump into before they're ready," said Brenda Hannover, Assistant Vice President, Mortgage Loan Officer (NMLS#624001). "Knowing what to ask your lender when you... Read More

Thursday, April 14, 2022 @ 1:00 p.m. CT
“Understanding Social Security Retirement, Spouse, and Survivor Benefits”

On Thursday, April 14, 2022 from 1:00 p.m. – 1:30 p.m. CT Money Smart Week will host “Understanding Social Security Retirement, Spouse, and Survivor Benefits.” This virtual event is part of Money Smart Week, a week-long initiative that aims to help people, especially those hardest hit by the Covid-19 pandemic, better manage their personal... Read More

Wednesday, April 13, 2022 @ 1:00 p.m. CT
“Buying or Refinancing a Home: Options and Tools”

On Wednesday, April 13, 2022 from 1:00 p.m. – 1:30 p.m. CT Money Smart Week will host “Buying or Refinancing a Home: Options and Tools.” This virtual event is part of Money Smart Week, a week-long initiative that aims to help people, especially those hardest-hit by the Covid-19 pandemic, better manage their personal finances through the coordinated efforts of... Read More

Tuesday, April 12, 2022 @ 1:00 p.m. CT
“Credit: Build & Improve It!”

On Tuesday, April 12, 2022 from 1:00 p.m. – 1:30 p.m. CT Money Smart Week will host “Credit: Build & Improve It!.” This virtual event is part of Money Smart Week, a week-long initiative that aims to help people, especially those hardest-hit by the Covid-19 pandemic, better manage their personal finances through the coordinated efforts of experts and educators across the country.

Money. It's not a subject to be a fool about. On April Fool's Day, take a moment to teach your kids a little bit about money. Here are five activities you can do with your child to begin talking about money: