-
Protect Your Mobile Devices from Fraud
August 9, 2022
Categories: Business Fraud, Consumer Tips, Cybersecurity, Fraud Prevention, General
How to Protect Yourself
Mobile devices provide convenience and have become something many of us rely upon daily. Cybercriminals have also seized upon this convenience as a way to commit fraud. Consider the following tips to protect your devices.
Watch for phishing attacks. Cybercriminals will try to steal your personal information to gain access to your accounts through phishing emails and text messages. Be suspicious of any communication... Read More -
Pack Your Cybersecurity Tips for Vacation
June 3, 2022
Categories: Consumer Tips, Cybersecurity, Fraud Prevention, General
Criminals never take a vacation. When planning a vacation, pack these cybersecurity tips for safe travels:
Keep all of your devices up-to-date, including anti-virus protection. If you are traveling for work, know your company’s information security policies related to traveling with various work devices that may contain sensitive information. Traveling by car? Keep electronics out of sight, and be sure that your vehicle is locked. Flying? Review travel restrictions and prepare... Read More -
How to Deal with Fraud on a Payment App
April 4, 2022
Categories: Consumer Tips, Cybersecurity, Fraud Prevention, General
Whether it is Venmo, PayPal or Apple Pay, peer-to-peer payment apps have quickly risen in popularity over the last few years. While they create convenience for consumers, they also create a new target for fraudsters. And because payment apps do not have the same consumer protection as bank accounts, such as FDIC insurance, money stolen through a payment app cannot be recovered.
There are many precautions consumers can take to protect their payment app accounts from fraud, but using one... Read More
-
Traveling? Take the CardValet app with You!
April 6, 2021
Categories: Business Fraud, Business Tips, Consumer Tips, Cybersecurity, Debit Card, General
Use Card Valet to Avoid Potential Debit Card Delays When You’re Away from Home
If you’re planning a trip, plan to get the CardValet® app before you go. Create travel plans using the CardValet® app to get more control of your debit card and avoid potential debit card processing delays.
Create domestic or international travel plans with CardValet® -- so that your debit card keeps up with you (and your suitcase.) With CardValet® there... Read More
-
Beware of COVID-19 Scams
March 15, 2021
Categories: Business Fraud, Business Tips, Consumer Tips, Cybersecurity, Fraud Prevention, General
Since the COVID-19 pandemic began, people all over the world have been anxiously awaiting the development of a vaccine that could protect them from the coronavirus. While the announcement that the vaccine is being distributed throughout the U.S. gives cybercriminals the opportunity to create scams, we're providing the following tips to help consumers avoid becoming a victim.
COVID-19 vaccine scams could come through phishing emails that offer to sell a vaccine or other type of treatment.... Read More
-
The Basics of Electronic Signatures
June 15, 2020
Categories: Business Fraud, Business Tips, Consumer Tips, Cybersecurity, Employment, General
Are Electronic Signatures Safe to Use?
In today’s world, you’ve probably been asked to use an electronic signature for a job application, a car loan or even a home loan. New technology often yields new questions about safety and security. Here are some basics about electronic signatures to help you feel more comfortable with their usage:
Wet signatures (written with ink) can easily be forged, misused or copied. Electronic signatures include many... Read More -
How Consumers Can Protect Against Coronavirus Scams
April 20, 2020
Categories: Business Fraud, Business Tips, Consumer Tips, Cybersecurity, Fraud Prevention, General
As world leaders continue to address the novel coronavirus pandemic, the likelihood that cybercriminals will use the public’s concern over the situation in cyber scams increases. To help educate consumers, use these six tips on how to spot cyber scams.
How to Protect Yourself From Coronavirus Scams
Consider taking the following steps when receiving communications regarding the coronavirus:
Be... Read More -
NEW! Online Financial Safety Webinar
March 23, 2020
Categories: Business Fraud, Consumer Tips, Cybersecurity, General
Iowa State University Extension and Outreach of Kossuth County is partnering with Iowa State Bank to offer a webinar, “Online Financial Safety”, on Thursday, April 9, 2020. The webinar will be hosted via WebEx, and will begin at 12:00 noon.
The webinar will help participants to better protect their finances from fraud, by teaching how to instill good security practices for one’s home and financial life. “American’s have lost billions of dollars in recent... Read More
-
Beware of Holiday Gift Card Scams
December 3, 2019
Categories: Business Fraud, Business Tips, Consumer Tips, Cybersecurity, Fraud Prevention, General
Gift cards can be a thoughtful and generous gift. Consumers spend more than $130 billion on gift cards per year, according to CEB TowerGroup. With that much money involved, these products make for a popular target for fraudsters -- especially during the holidays. Iowa State Bank wants to make sure consumers know how to spot such scams so they don't become a victim.
While community banks encourage consumers to shop their local businesses first, however sometimes a gift card is... Read More
-
Positive Pay: Great Way for Businesses to Detect Potential Fraud
July 19, 2019
Categories: Business Fraud, Business Tips, Fraud Prevention, General
A message from Jason Wartick, Executive Vice President & Chief Credit Officer --
Criminals don’t just target consumers – they’re looking at businesses, large and small, for their fraudulent schemes. If you’re one of our commercial customers who uses our eCorp Business Banking solution at www.BankISB.com, we’re pleased to offer Positive Pay – a way for your business to reduce potential check fraud.
Our Positive Pay feature matches checks presented... Read More