Home Loans

Posted March 25, 2020

Our bank is open for business, but we have altered our operations to protect the safety of our staff, our customers and community.

Effective March 18, 2020, our lobbies are closed. Please contact your banker for assistance. Here is the status of our offices:

Algona | Main Bank Office

A Message from Brenda Hannover, Assistant Vice President, Mortgage Loan Officer --

A home is most people’s largest asset. For criminals, older adults who own their own home represent great potential for reverse mortgage scams.

Older adults are often pressured to obtain a reverse mortgage, or to use equity in their home for home repairs that fail to be completed by unscrupulous repair people. The repairs never happen, and your money is gone. Other scams aimed at homeowners... Read More

To buy or to build? It's a question that faces many who enter the housing market. Whether you're a first-time homebuyer or you're looking for something that better fits your family's needs, it's a question that you'll likely have to consider.

Consider the following:

Advantages to Building a Home:

Customization. When you build a home, you have input on the design and can ensure the final construction includes... Read More

Consider the following tips to get you started on the path to home ownership: