We have partnered with ISL Education Lending to help you with college expenses. Through this partnership, we're able to offer three types of loans for college financing. There are no fees associated with any of these loans. To learn more or apply, visit: Student Loans | Iowa State Bank.
Private Student Loans
The Partnership Advance Education Loan (R)  is a national loan for undergraduate and graduate student borrowers who may need one or more cosigners.

The College Family Loan (R)  is for parents or legal guardians looking to borrow on behalf of students to help with college expenses or to relieve some of their potential debt. Applicants who do not meet the credit criteria on their own may apply with one or more cosigners.

You can review loan information, including required underwriting and credit criteria online before you apply. IN addition, you can pre-qualify to see the exact rates you may receive. Students planning to apply with cosigners should have their cosigner pre-qualify as the cosigner's information will dictate their rate. Pre-qualifying does not impact your credit.

Other loan features include:
  • Choice of interest-only or full principal and interest payments while enrolled in school or deferred payments until after school.
  • An interest-rate reduction for automatic payments.
Refinance Loans
Refinance loans are available to help you repay existing student loans as well. The Reset Refinance Loan(R) offers the opportunity to simplify repayment and lower:
  • The interest rate you pay on student loan debt.
  • The amount you will pay over time through shorter repayment terms or lower rates or a combination of both.
  • Monthly payment amounts through a longer repayment term.
As with the other loans, eligibility and credit criteria requirements are provided upfront and in clearly defined language online. You may complete a simple pre-qualification step to see the rates you may qualify for without impacting your credit score.

This message is provided in partnership with ISL Education Lending. Iowa State Bank is compensated by ISL Education Lending for the referral of student loan customers. Iowa State Bank is an Equal Opportunity Lender.