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Home Loans

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  • What Should You Ask Your Mortgage Lender

    April 19, 2022

    Categories: Community, Consumer Tips, Home Loans, Saving Money

    Applying for a mortgage can be complicated and sometimes tedious, but a little preparation can go a long way, particularly for first-time homebuyers. With a few simple steps, homebuyers can make the process a little easier for both themselves and their lender.

    "A mortgage isn't something any consumer should immediately jump into before they're ready," said Brenda Hannover, Assistant Vice President, Mortgage Loan Officer (NMLS#624001). "Knowing what to ask your lender when you... Read More

    Tags: first home; home loan tips, Home Loans, Our Products

  • What Makes Your Credit Score?

    February 7, 2022

    Categories: Business Tips, Consumer Tips, General, Home Loans

    From Meredith Huber, Mortgage Lender (NMLS# 1965302), Iowa State Bank, Algona

    When it comes to personal finances, a strong credit score can open up doors to favorable rates and terms for loans and credit cards.

    Learn how these five factors can impact your credit score:

    Payment history —Pay bills on time. Credit utilization —Avoid maxing out your credit cards. Length of credit history —... Read More

    Tags: Home Loans, Security

  • What Makes Your Credit Score?

    February 7, 2022

    Categories: Business Tips, Consumer Tips, General, Home Loans

    From Meredith Huber, Mortgage Lender, Iowa State Bank, Algona

    When it comes to personal finances, a strong credit score can open up doors to favorable rates and terms for loans and credit cards.

    Learn how these five factors can impact your credit score:

    Payment history —Pay bills on time. Credit utilization —Avoid maxing out your credit cards. Length of credit history — Credit... Read More

    Tags: Home Loans, Security

  • After the Thank You Notes are Sent: A Married Couple’s Guide to Money

    March 31, 2021

    Categories: Consumer Tips, General, Saving Money

    Weddings can be expensive, but how do you handle your money once you’ve tied the knot? Although each couple’s financial priorities differ, plan your financial future by answering some basic questions:

    What are your financial priorities?
    Housing, children and retirement plans impact your financial life. What are your priorities for saving and investing? Do you have charities that are important to you? What are your long-term goals?Read More

    Tags: Consumer Tips, Home Loans, Saving Money

  • The Basics of Electronic Signatures

    June 15, 2020

    Categories: Business Fraud, Business Tips, Consumer Tips, Cybersecurity, Employment, General

    Are Electronic Signatures Safe to Use?

    In today’s world, you’ve probably been asked to use an electronic signature for a job application, a car loan or even a home loan. New technology often yields new questions about safety and security. Here are some basics about electronic signatures to help you feel more comfortable with their usage:

    Wet signatures (written with ink) can easily be forged, misused or copied. Electronic signatures include many... Read More

    Tags: Consumer Tips, Fraud detection, Home Loans, Safety, Security

  • Mortgage Scams Target Older Adults

    July 15, 2019

    Categories: Consumer Tips, Fraud Prevention, General, Home Loans

    A Message from Brenda Hannover, Assistant Vice President, Mortgage Loan Officer --

    A home is most people’s largest asset. For criminals, older adults who own their own home represent great potential for reverse mortgage scams.

    Older adults are often pressured to obtain a reverse mortgage, or to use equity in their home for home repairs that fail to be completed by unscrupulous repair people. The repairs never happen, and your money is gone. Other scams aimed at homeowners... Read More

    Tags: Beware of scams, Consumer Tips, Fraud detection, Home Loans

  • Building vs. Buying a House: What's right for you?

    May 16, 2019

    Categories: Consumer Tips, General, Home Loans

    To buy or to build? It's a question that faces many who enter the housing market. Whether you're a first-time homebuyer or you're looking for something that better fits your family's needs, it's a question that you'll likely have to consider.

    Consider the following:

    Advantages to Building a Home:

    Customization. When you build a home, you have input on the design and can ensure the final construction includes... Read More

    Tags: Home Loans

Featured Blogs

  • State Street Office TEMPORARILY Closes for Remodeling at 5 PM June 22

    Beginning June 23: State Street Office Will TEMPORARILY Close for Remodeling

    Categories: Community, Consumer Tips, Debit Card, General

  • Bank Donates for Each Shirt Sold

    Bank Donation for Bishop Garrigan State Champs

    Categories: Community, Donations, General, Schools

  • Money Smart Week Registration Available

    Money Smart Week 2022: Buying or Refinancing a Home

    Categories: Community, Consumer Tips, General, Home Loans, Saving Money

  • Money Smart Week Registration Available

    Money Smart Week 2022: Credit -- Build & Improve It!

    Categories: Community, Consumer Tips, General, Home Loans, Saving Money

  • Money Smart Week 2022: Spend Smart. Eat Smart.

    Categories: Community, Consumer Tips, General, Saving Money

  • Bank Celebrates Money Smart Week 2022

    Register for Money Smart Week Programs April 9 - 16

    Categories: Community, Consumer Tips, Fraud Prevention, General, Saving Money

  • Kool Kat Kids Klub mascot

    Don't Be a Fool: Teach Your Kids about Money

    Categories: Community, Consumer Tips, General, Kool Kat Kids, Saving Money

  • Vitzthum Named Chairman at Annual Meeting of Mid-Iowa Bancshares Co. & Iowa State Bank

    Vitzthum Named Chairman at Annual Meeting of Mid-Iowa Bancshares Co. & Iowa State Bank

    Categories: Business Tips, Community, Employment, General

  • Card Valet App moves to BankISB App

    Coming Soon: Debit Card Controls within the BankISB App

    Categories: Consumer Tips, Cybersecurity, Debit Card, Fraud Prevention, General

  • Ben Kern of Iowa State Bank presents the Class 1A IBA Student Athlete Achievement Award

    Congrats to 2022 IBA Student Athlete Achievement Award Winner Meredith Tigges

    Categories: Community, General, Schools

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